Oct 5, 2022
person holding a pen over documents
A salesperson is talking to a customer at a showroom with a low interest offer. Special promotion for calculating the cost of renting a new EV car. Buyer agrees to lease an electric vehicle.

Are you considering financing your next vehicle from Troutman’s Chevy GMC? We want the process to be as quick and convenient as possible. Our GM finance experts are outlining the steps to get started today.

How Do I Get Approved?
Did you know you can get pre-approved online anytime from the comfort of your home? You’ll just need to fill out our no-obligation online form. Once we receive your application, we’ll submit your info to the many local banks we work with and GM Financial to find you a competitive offer.

· Vehicle type, brand, model, trim level, and year
· Personal contact info
· Residential info and rent/mortgage amount
· Employment info and gross income per pay period
· Any co-applicant information, if applicable

If I’m Pre-approved, Does That Mean I’ll Get a Loan?
Keep in mind a pre-approval doesn’t guarantee an auto loan. However, a pre-approval can show that a lender is willing to work with you. Plus, it can help you save precious time at the dealership.

Once you proceed with the auto loan, we’ll need to verify your buying criteria. We’ll also need to pull your credit to get your credit history and score.

What if I Have a Bad Credit Score?
Lenders look at your credit score to see how responsibly you borrow money and pay it back. You’re more likely to secure more offers if your credit score is high and you have demonstrated that you aren’t a risky loan candidate. However, many lenders are still willing to work with all types of buyers.

If you don’t want to apply online, you can conveniently apply in person with our team anytime. Visit our Chevy dealership in Millersburg, PA, to get approved today!